jeudi 16 juillet 2015










Katy Perry Katheryn Elizabeth Hudson in fact, born October 25, 1984 in Santa Barbara, California. Raised by his pastors and gospel, because it is not allowed to listen to other music, she made her first steps as a singer in the church of his parents ... but nothing predisposed the little Katy Hudson to become a star of international pop. Moreover, his first album of gospel, in 2001, did not really meet success. She decided to change his name to distinguish himself from actress Kate Hudson, and becomes Katy Perry, the maiden name of his mother.

After a second album dropped along the way, she ends up capturing the attention of the music press and enthusiasm of a ruling of Columbia. This opens the doors of her Virgin Records in early 2007 and even landed her a customized label, Capital Records. She collaborates with producer Dr. Luke, who already signed the success of Britney Spears. It's revamps and made her the star that we know. In 2007 and 2008 she released two singles, Ur so gay, and I kissed a girl, who are huge success and that is found in 2008 in the album One of the Boys, selling over 5 million copies. His style? A good dose of provocation in the texts, rhythms that make you want to dance and of course a pretty face. Katy Perry offers the NRJ Music Award for Album of the Year. In May 2010, Katy Perry released a new single, California Gurls, the first single from Teenage Dream, her next album. The first flows 5 million copies and ranks as number 1 in sales in the US; the second is No. 1 in several countries and certified platinum in the United States. With five singles from the album in the first place of Billboard, the girl with blue hair equal the record of Michael Jackson with his album Bad. In 2011, the young woman, with a good dose of humor, is the voice of Smurfette in The Smurfs 3D. Approached for the role of the companion of Freddie Mercury in the biopic of Stephen Frears, she tried gradually to gain a place in the world of the 7th art.

Heart side, after two years of relationship, Katy Perry and Travis McCoy, lead singer of Gym Class Heroes group broke in 2009. On 23 October 2010 the star married in India with English comedian Russell Brand, whom she divorced fourteen months later to irreconcilable differences. Katy, who flirted with Baptiste Giabiconi fleetingly, then became inseparable bassist of Florence and the Machine, Robert Ackroyd, appears since April 2014 Dj Diplo arm.
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We?ve all heard of the stories?this actress insured her legs, that one her breasts. Can you really insure such things? And why would you? The answer to the first question is yes. You can insure pretty much anything some insurance company somewhere is willing to insure?and for the right price, you?ll find companies quite willing to indulge whatever insurance whim you might have. And the reason that people do this? Publicity. It?s a sheer stunt. A simple disability insurance plan would cover any ?body part? insurance policies that a celebrity want to might have. How Body-Part Insurance Works Insuring a body part for a high amount of money makes it seem like the body part has been appraised at such a value. After all, you can?t insure a house or a car or a necklace for more than they are worth. But that?s not how this ?body part? insurance works. The celebrity?or, more often, the endorsement company?picks a number out of thin air: ?$1 million! No, $1.6 million! That seems like a more precise number.? And then they find an insurance company?usually Lloyd?s of London?that will write a policy for that amount. You could insure yourself for $5 million, too, if you wanted, through life insurance. That doesn?t mean that someone came by, looked at your body, and declared, ?This man is worth $5 million.? It just means that you are willing to make a bet that you will die that?s worth $5 million, and an insurance company is willing to take it. The celebrity or endorsement brand pays their first premium, and then here comes the whole point of the stunt: The press release. The celebrity gets covered in the media, and the value of the celebrity?s brand?and whatever body part that the endorsement company is focused on?suddenly seems higher. All because most people don?t understand insurance. You might think that a brand that is using that celebrity?s body part to promote its goods has a legitimate business reason for insuring that body part. But this isn?t really so. There really is no business reason for L?eggs to have taken out a $1 million insurance policy on Jamie Lee Curtis when they hired her to promote their product. A simple termination clause would have kept them from having to continue to pay her if she had a terrible accident and one of her legs were mutilated. But the insurance policy got a great deal more press for L?eggs and their celebrity endorser, both. The company might pay the premium for a year or two?but really, it?s all about the publicity, so why bother to keep it? Of course, not every strange thing that people have insured is due to a clever bid for media attention. Sometimes people insure strange things because they?re crazy. But as long as they?re crazy and they?ve got the money, they?re likely to find someone to write a policy. Craziest Celebrity Insurance Policies So, now that we?ve covered the ?why? and ?how,? let?s get to the fun part: The ?who? and the ?what?! Legs. This is the most popular body part to cover. Fred Astaire, Legs, $150,000 Betty Grable, Legs, $1 million Mary Hart, Legs, $1 million Rihanna, Legs, $1 million Jamie Lee Curtis, Legs, $1 million ? endorsement brand Heidi Klum, Legs, $2.2 million ? endorsement brand Tina Turner, Legs, $3.2 million Lord of the Dance Michael Flatley, Legs, $40 million Mariah Carey, Legs, $1 billion ? endorsement brand Breasts. Less common but no less of a stunt. Holly Madison, Breasts, $1 million Madonna, Breasts, $2 million Dolly Parton, Breasts, $3.8 million Voice and Hands. A favorite of musicians and singers. Marlene Dietrich, Voice, $1 million Bruce Springsteen, Voice, $6 million Rod Stewart, Voice, $15.5 million Keith Richards, Hands, $1.6 million Jeff Beck, Fingers, $10 million Signature Body Parts. Sometimes just because. Jimmy Durante, Nose, $50,000 Troy Polamalu, Hair, $1 million ? endorsement brand Tom Jones, Chest Hair, $1 million Gene Simmons, Tongue, $7 million America Ferrera, Smile, $10 million ? endorsement brand Cricket player Merv Hughes, Mustache, $370,000 (Australian) Tools of the Trade. These are just two of the tasters who have sought to boost their reputations by insuring their senses of taste or smell. Food critic Egon Ronay, Taste Buds, $ 400,000 Wine expert Angela Mount, Taste Buds, $16 Million Sports Star?s Bodies. Usually, the team takes out a comprehensive policy against injury or illness during a given season, but sometimes, sports stars take out policies of their own. Mark McGwire, Ankle, $120 million David Beckham, Injury, Illness, and Disfigurement, $195 million And now for the crazy?. Shirley MacLaine, Alien Abduction, $25 million. Really, there?s nothing to say about that! In a Life Insurance policy there is a difference between the insured and the policy holder. Life insurance policies can be taken out on someone else?s life. Sadly there is a clause in Life Insurance policies that states that the person taking out the policy must have an ?insurable interest? in the insured. The clause is called the cestui qui vit or CQV and usually means that the person taking the policy out must actually suffer some kind of personal loss in the event of the death of the insured. This generally refers to people such as husbands, wives, parents, children or business partners. This clause means that one cannot just take out speculative policies on someone they predict will die. Incredibly this is how life insurance began its life. In Victorian England people would take out policies on other people?s lives. They would publish news of deaths in the newspaper and speculators would receive a payout. This practice was later banned as it provided a motive for murder. Shame I say. It sounds like a fun gamble and I can think of a few celebrities that would be worth a punt. Especially after hearing that TVs Ant and Dec have insured each other?s lives for a reported 2million pounds. Probably not the best punt as I imagine they are the cleanest living people on this planet. Perhaps Amy Winehouse or Pete Doherty would be a safer bet. Their reported drug abuse seems to suggest that they are destined to die young and would probably be insurable for far more. So here is my list of celebrities that I would take a punt on presuming the estui qui vit or ?insurable interest? clause did not exist. Cliff Richard I am convinced Cliff was pickled 30 years ago and is propped up by a team of record industry bigwigs. Technically he is already dead but no-one has allowed a doctor near him to verify it. As soon as they do you could be in for a massive payout because he is worth a lot of money. Amy Winehouse I fancy the reports that she is taking inhuman quantities of illegal substances are exaggerated. Nevertheless she is probably worth an outside punt and her youth would probably mean a larger payout. The Queen She can?t live forever can she? Although the Queen mum had an incredible run into old age I predict things will be less easy for the Queen; especially with the power hungry Duchess of Cornwall looking over her shoulder. Regicide? You don?t hear that often these days. The value of this policy would be innumerable. Britney Spears A long shot but well worth considering. After all it seems she will do anything for a bit of publicity. I would not put death beyond her marketing team. Add to this that she is probably worth billions she could be an excellent investment. Hugh Hefner Another one that I think is being propped up by a team of medical professionals. It?s about time that one of those bunny girls finished him off and with a potential payout of millions I wouldn?t be surprised if they did. Well worth a gamble. Although most commonly associated with celebrities, body part insurance can offer crucial financial cover, and protect your livelihood if you rely on a specific part of your body to earn a living. Although uncommon, body part insurance is more popular than you might assume; performers (including musicians, singers and actors) as well as artists, surgeons, athletes and other sports people all commonly require this type of insurance. Body part insurance pays out financial compensation for any accidental damage or disfigurement caused to the insured body part, if the damage results in a loss of work. From the most ?normal? types of body part insurance, such as cover for a model?s limbs, to the more bizarre kinds, including insurance for a sommelier?s taste buds, almost any body part can be insured if it can be proved that loss of use of this body part would lead to significant loss of work and income. Body part insurance is usually relatively expensive; it is often bought by experts in their field, or celebrities: some of whom even use it as a promotional gimmick. However, it is not only celebrities who may need protection in case of disability or loss of use of a vital limb. Models for example, have a career based almost entirely on appearance, and could lose out on significant income if disability prevented them from winning future contracts. As a result, a model might insure several parts of their body, for example their legs and even their smile. Body part insurance is not designed to insure your whole body: it is intended to cover only select body parts. If you wish to insure your whole body it may be more suitable for you to take out a comprehensive life insurance policy instead. The 10 biggest insurance policies stars have taken out on their body parts 10. David Lee Roth?s $1million (?670K) sperm The Van Halen frontman would have surprised no-one if he?d spent money protecting his vocal chords. But he turned heads in his band?s 80s heyday when he took out a $1million policy on his sperm. Roth splashed out on his little swimmers to cover himself in the event he impregnated a groupie and, as a result, was hit with an expensive paternity suit. And, if reports are to be believed, he went on to take full advantage of his cunning scheme ? without fear of split condoms? 9. Keith Richards? $1.6million (?1.1m) hands In fairness, the Rolling Stones guitarist would definitely be out of a job if he lost his hands. So it was a shrewd move on his part to protect his chord-playing appendages in the event of a hedge-trimming or tree-felling catastrophe. The insurance package covers both hands and, when asked about the policy, he waved his arms and said: ?These are my business.? After all, he wouldn?t get much Satisfaction playing a guitar with no hands? 8. Heidi Klum?s $2.2million (?1.5m) legs It makes sense that the German supermodel would insure the two things that enable her to walk up and down catwalks the world over. Oddly, one of her pins is insured for $200,000 less than the other due to a scar on her knee. She told The Sun: ?They are different values because I have this little scar. ?I had to be examined in London. A guy came and inspected my leg.? 7. Dolly Parton?s $3.8million (?2.5m) boobs Without doubt, country queen Parton has become as known for her gargantuan lady mountains as she has her singing voice. Therefore, it made total sense when she took out a policy on her 40DD assets ? realising she wouldn?t be who she is without them. They were initially insured for $300,000 each but inflation (no pun intended) has caused their value to swell (again, no pun intended). As well as enriching the pockets of her insurers, her bountiful boobs have helped to make Parton minted? 6. Rod Stewart?s $6million (?4m) voice The ageing rocker wouldn?t be able to wake up Maggie or say anything to her if he lost his voice. More importantly, his career as a singer would be over. He was alerted to the merits of insurance after fearing his voice had been irreparably damaged following throat surgery in 2000. Stewart is now protected to the cool tune of $6million in case his much-loved raspy vocals do a disappearing act. 5. Tom Jones?s $7million (?4.7m) chest hair Granted, it?s not unusual to be loved by anyone. But it?s downright bizarre to put a price tag on one?s bodily follicle growth. That said, Welsh legend Tom thought his success was as much down to the forest spilling out of his open shirt as it was his warbling tones. So he paid out on a $7million policy to cover losses of earnings if his chest hair spontaneously combusts? 4. Jennifer Lopez?s $27million (?18.1m) buttocks J-Lo has made a name for herself as a star of both film and music ? but she?s also much-admired for her bulging backside. Fearing she?ll hit rock bottom if her peachy buttocks abandon her through injury or the merciless perils of nature, the singer/actress made financial arrangements to guarantee she wouldn?t be too down in the dumps if her worst nightmare came true. Losing one?s bum cheeks isn?t a chief concern of many, but J-Lo clearly values her booty highly. Well, $27million to be precise. And the actress admitted she?s contemplating taking out an insurance policy on her famous assets. While most ordinary folk limit their insurance expenditure to their homes, cars, travel and pets, it?s not uncommon for celebrities to splash out on their body parts. Swathes of stars protect what they perceive to be the money-making features that, should they ever lose them, will put a huge dent in their earnings. Hence why the likes of Rihanna and Jamie Lee Curtis took out policies worth $1million (?670,000) and $2.8million (?1.9m), respectively, to safeguard their legs. The craze was kicked off by Hollywood star Betty Grable, who insured her pins in the 1940s for $1million. Here?s a top ten rundown of the limbs, appendages, hair and bodily fluids that stars have forked out on ? in reverse monetary order. 3. Michael Flatley?s $40million (?26.9m) feet Irish super-hoofer Flatley would have faced a much greater challenge becoming the Lord Of The Dance without feet. The 54-year-old has made a career out of his speedy trotters and spent big to ensure he?d live comfortably ? financially, at least ? should his feet either fall off or stop working. He?s not the kind of fella hapless female dancers would want to boogie with at a party. One accidental misstep could cost the dancer his day job and push the perpetrator into bankruptcy? 2. David Beckham?s $70million (?47m) legs Let?s face it, David Beckham wouldn?t have captained England or won countless accolades with no legs. The Paris Saint-Germain midfielder took out what is thought to be the largest personal insurance policy in sports history in 2006. It?s claimed Becks will receive the mammoth pay-out in the event of an injury to his legs, feet or toes that would force him into retirement. The fact he?s a fan of riding motorbikes must send his premium soaring.. 1. Mariah Carey?s $1billion (?670m) legs The singer stumped up for her stumps after she was awarded Gillette?s Legs Of A Goddess prize. Winning the award apparently awakened the pop diva to the popularity of her pins, and subsequently insured them for a bonkers $1billion. Adding to the absurdity, Gillette commemorated Carey?s limbs victory by having a statue of her legs made. Naturally, she sparked widespread bafflement with her financial arrangement ? on the basis she could still shatter glass with her vocals without legs. With three weeks left in the year, not one of the thousands of Massachusetts residents who need to enroll in new health insurance plans by Jan. 1 has been able to do so through the state insurance marketplace that was revamped to comply with the national Affordable Care Act. About 126,000 people enrolled in health plans subsidized by the state have until March to choose a new plan and can keep their current coverage until then. But thousands of others are depending on a new plan to start on the first of the year, and some worry that their coverage will not be ready in time. Their anxiety has only been heightened by stubborn technical problems, such as a snag this week that blocked many people from signing in to the website. Gina Kamentsky of Somerville has been trying to enroll through the Massachusetts Health Connector for weeks. Her insurance plan, bought through her partner?s former employer, expires this month. Because of expensive medications and a doctor?s appointment she cannot miss, the 54-year-old artist from Somerville said she needs coverage in January. Plus, the landmark 2006 state health insurance law, the model for the national law, requires her and most others to have coverage. Kamentsky was first stymied by the widespread technological problems. At the end of October, she filed a paper application. She has been stuck since then in a shuffle of documents and on long calls with customer support staff, but she feels no closer to being enrolled. ?There?s no feedback,? she said. ?There?s no way to tell if anything has been processed. Time is ticking away.? More than 32,000 people have been able to complete an application. Only about 1,700 have selected a health plan. A small number have been able to submit payment information online, bringing them near full enrollment, but the state will not process those payments until Dec. 23. The Connector Authority will mail invoices starting next week, said executive director Jean Yang. That leaves little time for customers to return a check or credit card information and for the Connector Authority to deliver payments to insurers, with all information needed to create accounts and finalize enrollment. ?Obviously time is tight,? Yang said. ?At the same time, we are working extremely closely with the carriers, so that they know what?s coming.? The $69 million website was built by CGI, which helped develop the much-maligned federal health insurance site, HealthCare.gov. The Health Connector website, by communicating with federal databases and the state Medicaid program, was meant to give users a place where they could find out which insurance subsidies they qualify for. But that function of the website has not worked. Many people who applied for a subsidy are in a holding pattern, waiting for the Connector Authority to verify their eligibility so they can shop for a plan. Yang said Health Connector staff and contractors are working to find the fixes necessary to make online verification possible and, in the meantime, to identify applicants who need coverage starting Jan. 1. Many people already receiving state insurance subsidies ? through Commonwealth Care, the Medical Security Program for people who are unemployed, and the Insurance Partnership for small business employees ? must re-enroll in a new plan, but the state extended the deadline for that group from Dec. 23 until March 24, giving them three more months on their current plans. As many as 15,000 people who have completed applications do not fall into that category, and an unknown number of them could be uninsured on Jan. 1 if they are not enrolled through the Health Connector. Yang said CGI has increased the number of people working on the website, and the Connector Authority plans to boost the number of customer service representatives to as many as 190 by the end of December, up from about 65 last month. ?We are not happy with the situation; there?s no question about it,? Yang said. ?We look at the vendors critically. We look at ourselves critically. We ask ourselves every day how fast can we make things better.? Nationally, insurers have expressed frustration that the enrollment records sent by the federal website have been inaccurate. Yang said the state is preparing a back-up plan to deliver data in a spreadsheet or a similar format if the state?s website fails on that front, too. Typically, insurers need seven to 10 days to set up an account and get insurance cards and an enrollment packet to new customers, said Eric Linzer, spokesman for the Massachusetts Association of Health Plans. But the carriers sometimes receive information about new enrollments up to the last day of the month. The state has not approached carriers about any possibility of missing its deadline for January enrollees, Linzer said. ?The plans are going to be working very hard to make sure that members have what they need for coverage that?s effective Jan. 1,? he said. But the state may already be short on time, said Bill Fields, a business consultant who works with companies on insurance compliance. Insurers may process the occasional case on the last day of the month, but he figures that the bulk of enrollments must to be sent to carriers by about the end of next week to be processed in time. ?This is a mess,? Fields said. ?The sad thing is that the people who are going to get hurt are the people that they?re trying to help.? Carrie Murray of Abington completed the application process for her family of five on Tuesday. Murray has been buying unsubsidized coverage through the Health Connector since June, when her husband started his own architectural firm. That plan expires this month. After months of grappling with the Health Connector website, Murray finished applying over the phone. Now, she is waiting on an invoice and is still anxious. ?I don?t know if I?m going to get the paperwork in time,? she said. ?And, then once I pay the check, will that go through in time.? Connector administrators need to communicate more directly with the public to explain what challenges they are facing and what they are doing to fix them, said Brian Rosman, research director for Health Care for All, the Boston-based consumer group. But, he said, he is confident that the agency will find ways to keep people like Kamentsky and Murray from falling through the cracks. ?They?ve told us they will, and there?s no reason to think that they won?t,? he said. ?They have to.?

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